HDB › Toa Payoh › Blk 123 Lor 1 Toa Payoh

Blk 123 Lor 1 Toa Payoh

Toa Payoh · Completed 1969 · 99-year lease · 10 storeys

Block ratingDWeaker on the evidence — within HDB

Updated 03-08-2026. A–E grades the block on the evidence; the 0–100 rating on a price for one flat is a separate number. HDB flats are rated on their own scale, against other HDB resales — an HDB band is never compared with a condo’s.

Rate a price at Blk 123 Lor 1 Toa Payoh.

Two ways in — both give the same 0–100 rating on the price, from the same evidence.

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Is this price fair?

See the verdict

Not a valuation — a reading of your price against the property dynamics. HDB issues its official valuation only after an Option to Purchase is granted — this check is for before that moment.

What the record shows

Observed facts from official records — HDB resale transactions (Singapore Open Data Licence), HDB property information and routed distances. No account needed.

Remaining lease43 years · to 2068

Full CPF useBuyers aged 52+ (lease covers to age 95)

Flats in block3-room ×128

Flat modelsImproved

Storeys10

Completed1969

Resales lodged · 24 mo8

3-room median · 12 moS$415,000 · 3 resales

Nearest MRT/LRTBraddell · 0.2 km · 3 within 1 km

Next-nearest MRT/LRTToa Payoh (0.6 km)

Nearest bus stopBlk 121 (Lor 2 Toa Payoh) (103 m) · 15 within 400 m

Primary schools within 1 km3 · Chij Primary (toa Payoh), Kheng Cheng School, Marymount Convent School

Most-sought P1 schoolChij Primary (toa Payoh) (2025 Phase 2C 1.6× subscribed)

Nearest hawker centreToa Payoh Lorong 1 Blk 127 (Toa Payoh West Market and Food Court) · 120 m · 5 within 1 km

Next-nearest hawker centreToa Payoh Lorong 4 Blk 93 (424 m)

Nearest parkToa Payoh Town Park · 933 m

Next-nearest parkBinchang Rise Playground (1140 m)

Nearest supermarketNTUC FairPrice (Hdb Hub) · 662 m · 4 within 1 km

Nearest wet marketBlk 127 Toa Payoh Lorong 1 · 124 m

Nearest shopping mallZhongshan Mall · 1305 m

ParkingSurface car park

Median rent · 3 RoomS$3,050/month · S$4.25 psf · 6 approved

Recent resale transactions

As published by HDB, monthly. Storey is a range and the floor area is the actual registered area — the record a price is rated against.

Month	Flat type	Model	Storey	Floor area	Lease left	Price	S$ psf
Jun 2026	3-room	Improved	04 TO 06	67 sqm · 721 sqft	42 yrs	S$330,000	458
Apr 2026	3-room	Improved	04 TO 06	79 sqm · 850 sqft	42 yrs	S$420,000	494
Aug 2025	3-room	Improved	07 TO 09	67 sqm · 721 sqft	43 yrs	S$415,000	576
Jun 2025	3-room	Improved	04 TO 06	67 sqm · 721 sqft	43 yrs	S$370,888	514
Mar 2025	3-room	Improved	01 TO 03	67 sqm · 721 sqft	43 yrs	S$380,000	527
Feb 2025	3-room	Improved	07 TO 09	67 sqm · 721 sqft	43 yrs	S$398,000	552
Jan 2025	3-room	Improved	07 TO 09	79 sqm · 850 sqft	44 yrs	S$428,000	504
Nov 2024	3-room	Improved	07 TO 09	67 sqm · 721 sqft	44 yrs	S$410,000	569

Contains information from HDB resale transaction data accessed via data.gov.sg, made available under the Singapore Open Data Licence.

Blk 123 Lor 1 Toa Payoh at a glance

The same observed facts as the table above, drawn. Nothing here is modelled — every figure is a measurement, a count or a date from the public record.

Location map of Blk 123 Lor 1 Toa Payoh, a HDB resale block in Toa Payoh, Singapore — Where it is.

Map of the area around Blk 123 Lor 1 Toa Payoh in Toa Payoh, showing 400 m and 1 km rings and 3 primary schools within 1 km — **Inner ring, 400 m:** 15 bus stops. **Outer ring, 1 km:** 3 primary schools · 5 hawker centres · 4 supermarkets · 1 park.

About Blk 123 Lor 1 Toa Payoh

Blk 123 Lor 1 Toa Payoh is a 10-storey HDB block in Toa Payoh, completed in 1969, with about 43 years remaining on its 99-year lease. The nearest MRT/LRT station is Braddell, about 0.2 km away, with Toa Payoh the next station out (0.6 km), and 15 bus stops lie within 400 m. 3 primary schools sit within 1 km (Chij Primary (toa Payoh), Kheng Cheng School, Marymount Convent School), and the nearest hawker centre is Toa Payoh Lorong 1 Blk 127 (Toa Payoh West Market and Food Court). Toa Payoh Town Park is the nearest park, about 933 m away, and residents park at a surface car park. The nearest supermarket is ntuc fairprice (hdb hub), about 662 m away, one of 4 within 1 km; the nearest wet market is blk 127 toa payoh lorong 1 (124 m); the nearest shopping mall is zhongshan mall (1305 m). Over the last 12 months, the 3-room median here was S$415,000 across 3 resales. Over the past 24 months, 8 resales in this block have been published by HDB. Every figure carries the date of the evidence behind it; this page was last updated 03-08-2026.

Frequently asked

How much does a 3-room flat at Blk 123 Lor 1 Toa Payoh cost?

Over the last 12 months, 3 3-room resales were recorded here at a median of S$415,000. Whether a specific asking price is fair depends on the flat — its size, storey and remaining lease.

What is the remaining lease at Blk 123 Lor 1 Toa Payoh?

About 43 years, to 2068, as of 03-08-2026. HDB flats are on a 99-year lease.

Can I use full CPF for a flat in this block?

The remaining lease covers a buyer aged 52 or older to age 95, the threshold for unrestricted CPF use under current rules; younger buyers face pro-rated limits. This is a statement of the published rule, not financial advice.

Which MRT station is nearest to Blk 123 Lor 1 Toa Payoh?

Braddell, about 0.2 km away. The next-nearest is Toa Payoh, about 0.6 km away.

Which primary schools are near Blk 123 Lor 1 Toa Payoh?

Within 1 km: Chij Primary (toa Payoh), Kheng Cheng School, Marymount Convent School. The most-sought is Chij Primary (toa Payoh), which was 1.6× subscribed at Phase 2C in the 2025 P1 exercise. Proximity to a school within 1 km is a registration priority under MOE's P1 rules.

Where do you shop near Blk 123 Lor 1 Toa Payoh?

NTUC FairPrice (Hdb Hub), about 662 m away, one of 4 within 1 km. The nearest wet market is Blk 127 Toa Payoh Lorong 1, about 124 m away. The nearest shopping mall is Zhongshan Mall, about 1305 m away.

Does Blk 123 Lor 1 Toa Payoh have a PriceVero rating?

Yes — a block rating of D on an A–E scale, measured within HDB resales only and never compared with a condominium. The 0–100 rating for a specific flat depends on its price, which only exists when you name it.

What about Cash Over Valuation (COV) at Blk 123 Lor 1 Toa Payoh?

COV is the amount a buyer pays above HDB's official valuation — and that valuation is only issued after an Option to Purchase is granted, so nobody can know COV in advance. PriceVero does not predict valuations or COV. It rates a price against this block's lodged resales, which is the evidence available before the OTP.